Are you a small business owner with just a couple of employees?

Do you know what to do when one of your employees gets injured on the job?
You might probably think that you will be liable for all the medical expenses.
Maybe you know that you need to complete an Employers report of accident form and send it to the doctor with the patient, but did you know you still have to report the incident?

Every employer with one or more employees are legally responsible to register with the compensation fund.  This is your insurance for any medical expenses that are incurred due to injuries on the job.  It also ensures that your employees can not put in a civil claim against you.  The fund will also pay employees for temporary and permanent disability.

If a person gets injured, you, the employer must complete an Employers Report of Accident (W.Cl. 2) form and send part B to the doctor or hospital with the patient.

This, however, is not the end of the story.  You as employer must send part A and the rest of the form to the compensation commissioner to report the claim.  It is an offence not to report an accident.

The employer must also pay the salary of the injured for the first 3 months, even if the employee is booked off.  You can claim this money back from the commissioner.

The injured employee must help you to obtain all the relevant medical reports which must be send to the compensation commissioner before the claim can be finalized.